We have developed a targeted 3-step planning process that allows you to comfortably progress through a safe and educational environment as we work closely together in designing a custom, mathematically correct solution for your specific retirement income needs.
We understand that planning for income and preservation of assets during retirement can be difficult and confusing at times. Selecting an advisor who is trustworthy and has the right experience for planning during this unique phase of life can have a major impact on the results you achieve and the lifestyle you enjoy during retirement.
The 1st Session in our process is the Discovery Meeting. During this initial consultation, our goal is to thoroughly understand all of your important concerns, needs, and objectives as it pertains to your retirement and lifestyle.
The 2nd Session is devoted to gathering and clarifying the important financial data we need from you in order to move beyond the conceptual discussion.
The 3rd Session is usually devoted entirely towards satisfying any final concerns or questions that a prospective client may have from a trust and credibility standpoint - whether it comes to the background check verification of our advisors or the strength and credibility of the insurance and investment companies we use to fund each portion of your newly designed portfolio.
Retirement Risk
We believe fundamentally in a different strategy that focuses on Retirement Income Planning. To do so requires a change in our thinking - a change to a micro mentality with your 401K/IRA. We call this a Divide and Conquer Strategy, which divides the 401K into three IRAs. One is for income; one is for growth and one is for lifestyle planning.
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Helping you transition from the Accumulation Phase to the Income Distribution Phase of Retirement.
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Assisting you in establishing a Protected Withdrawal balance that will pay you and your spouse a guaranteed monthly "pension-like" income for both lifetimes. Your annual income can never go down but can increase with positive market gains.
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This strategy will protect your income and lifestyle from the risks of retirement.
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Stock Market Downturns
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Inflation Risk
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Longevity Risk / Fear of Outliving Your Money
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Liquidity Risk
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Since 1985, Retirement Security Group has been working with those in or approaching retirement to help meet their financial goals through the use of retirement income planning and estate planning.
Our mission is to know and understand your financial objectives and then provide you with the highest quality of information, services, and products to help you reach your goals. Our commitment to our clients is based on the relationship we form with them, both professionally and personally. We provide frequent, consistent contact with our clients to educate and inform them so that proper decisions can be made going forward. We engage with our clients regularly through numerous social events we host throughout the year. We offer all of our knowledge and experience to keep our clients focused on a disciplined approach to realizing their dreams.
Since 1985 John and his team of financial professionals have worked directly with those in or approaching retirement to develop strategies to manage their estates. RSG has helped hundreds of clients avoid unnecessary market risk, increase spendable income, and protect retirement savings.
John also is a Certified Estate Planner with 38 years of experience. John lives in Florence with his wife, Angie. He spends his free time with his two daughters, and grandchildren. He is a lifelong resident of Northern Kentucky and a member of the Florence Rotary Club.
Thu, Sep 21NewportSep 21, 2023, 6:15 PM – 7:30 PM EDTNewport, 405 Riverboat Row, Newport, KY 41071, USA
Wed, Jul 13NewportJul 13, 2022, 11:00 AM – 1:00 PMNewport, 101 Riverboat Row, Newport, KY 41071, USA